We are excited to announce that you're now able to use pay as you go with contactless at our stations, including Apple Pay and Google Pay, just like the London Underground, making your journey to and from Stansted Airport even quicker and easier.
You can still buy tickets online in advance if you prefer, or if you want the lowest available fare.
Learn more about pay as you go contactless ticketing with Greater Anglia.
Oyster cards are not valid at Stansted Airport, so you'll need to buy a valid train ticket or use pay as you go with contactless.
When travelling using pay as you go with contactless, you do not need to buy a ticket in advance. The time you first tap in determines whether peak or off-peak fares apply.
Start your journey
Touch your card or device on the reader before boarding
Travel as normal
You do not need a ticket while travelling
End your journey
Touch out at your destination station (using the same card or device)
Fare calculated
The correct fare is worked out automatically after travel
Contactless offers convenience and flexibility, but it may not always be the cheapest way to travel.
You may be better off buying a ticket if you:
For cheaper fares, book your tickets on our website. Early bookers can travel from as little as £9.90 and if you're travelling with others, you can save with our Duo and Group tickets.
You can use the same card or device across National Rail, Underground, buses and trams where contactless is accepted. Daily and Monday to Sunday caps may apply when travelling within London zones.
To make sure you are charged correctly:
| Always | Avoid |
|---|---|
| Tap in at the start of your journey and tap out at the end | Switching devices mid-journey |
| Use the same card or device each time* | Forgetting to tap out |
| Each passenger must use their own card or device | Trying to pay for multiple people |
*A phone or smart watch counts as a different device from your physical bank card.
Peak and off-peak times still apply, so travelling outside peak hours may cost less.
If you do not tap out, or use different cards or devices, an incomplete journey may be recorded and a higher default fare charged.
After your journey
You may see a temporary charge first.
One payment is usually taken later for all journeys made that day.
The charge will appear from Transport for London (TfL).
Payment or charge issue
Payments for contactless journeys are handled by Transport for London (TfL), not Stansted Express.
You can view journeys, correct incomplete journeys and request refunds by creating or logging in to a TfL contactless account and linking your card.
If a fare looks higher than expected, it is usually because the journey is incomplete or the charge has not yet been adjusted after travel.
Train delay compensation
If your train is delayed, claim compensation from Stansted Express using Delay Repay.
You will need your journey details from your TfL account.
Pricing
Can you use contactless on Stansted Express?
No. Railcard discounts do not apply to contactless fares.
Children and Railcard holders will normally be better off buying a ticket (unless your Railcard discount is not valid at that time).
Why does the rollout of pay as you go with contactless mean fares for tickets have changed?
Pay as you go with contactless fares are based on a single journey between two stations. To keep the price of tickets and pay as you go with contactless as similar as possible, single tickets now cost around half the price of a return ticket, whether you pay as you go or buy a ticket for your journey. Some ticket types, such as Super Off-Peak and Saver returns, were withdrawn as part of fares simplification in December 2025.
Evening peak restrictions have been aligned on tickets and pay as you go with contactless, for journeys where pay as you go with contactless is available. Evening peak times apply 16.00 to 19.00, Monday to Friday, if you are travelling from or via a London station, or for any part of a journey on any train heading away from London. Evening peak times do not apply to Day Travelcards.
Can I still buy a ticket instead of using pay as you go with contactless?
Yes, you can still buy tickets for your journey.
Oyster will not be accepted for travel to the new pay as you go with contactless stations. Oyster cards can still be used on routes where it is valid. These have not changed.
How can I work out the cost of pay as you go with contactless journey before travel?
You can use the Transport for London (TfL) single fare finder, National Rail, or the GA website/app to find the cost of a pay as you go with contactless journey between any two stations on National Rail, Tube, DLR, London Overground and Elizabeth line services where pay as you go with contactless is accepted.
Incomplete Journeys & Errors
Who deals with incomplete journeys? TfL or Stansted Express?
Payment is taken by TfL, so you’ll need contact TfL directly with any issues.
What if I tap by mistake or if I’m charged incorrectly?
TfL is responsible for resolving errors and issuing refunds. To contact Transport for London (TfL) who process all pay as you go with contactless payments, you can use the TfL Oyster & Contactless Helpline: 0343 222 1234
What if someone is charged twice?
This is most likely if different payment methods are used to tap in and out. Please contact TfL for a refund.
Can I pay for more than one person using pay as you go with contactless?
No, you cannot use one contactless card or device to pay as you go for multiple people. Each person must use a separate contactless card.
It may be cheaper to buy paper tickets for some journeys.
What causes most incomplete journeys?
Common causes include:
Payment, bank statements and Delay Repay
Will all cards work for Contactless?
If a UK-issued bank card shows the contactless payment symbol, it can be used to pay as you go at an adult rate. Pay as you go is also available with contactless devices such as phones, watches, key fobs, stickers and wristbands that have been linked to a valid debit or credit card.
Many contactless cards issued outside the UK can be used to pay as you go (overseas transaction fees may apply).
How will charges appear on a bank statement?
One charge is normally taken at the end of the day for all journeys made, with capping applied where relevant. The description may vary by bank but should be identifiable as TfL contactless travel.
What if I do not have enough money in my account?
If sufficient funds are available to start a journey, you will always be allowed to exit. Fare calculation happens overnight and TfL will pursue any unpaid balance.
Where can I see pay as you go with contactless journey details?
You can see up to 7 days of journey history on the Transport for London (TfL) website.
To see more than 7 days of journey history, you will need to set up a TfL account.
How do I apply for Delay Repay on pay as you go with contactless?
You can apply for Delay Repay by providing the train company you travelled with a statement of your journey from Transport for London (TfL). Automated Delay Repay is not available on pay as you go with contactless.
When will I be charged for my pay as you go with contactless journey?
You will usually be charged for your pay as you go with contactless journey within 3 days.
My device ran out of battery and so I couldn’t touch out at the end of my journey. What can I do?
If you are using pay as you go with a contactless device, it is your responsibility to make sure you have enough battery to complete your journey. If you do not touch out because your device has run out of battery, this will show as an incomplete journey, and you will be charged a maximum fare. If you do not have a valid ticket for your whole journey, you may be liable to pay a full fare or Penalty Fare. The Penalty Fare is £100 plus the price of the full single fare applicable for the intended journey. If it is paid within 21 days, the Penalty Fare is reduced to £50 plus the price of the single fare applicable.
The gates are open. Do I still need to touch out?
Yes, you must always touch in and out with your contactless card or device, even if the gates are open, to ensure you pay the correct fare. If there are no gates, you need to use a freestanding card reader next to entrances, exits or on platforms. If you do not touch out, this will show as an incomplete journey, and you will be charged a maximum fare.
Is contactless suitable for Break of Journey?
No. Customers making a single journey with a break would usually be better off buying a paper ticket.
What if someone taps in during peak but travels off-peak?
Charges are based on the time of tap-in.
Off-peak start times vary by station and are typically 5–10 minutes after the last peak train departs.
If you tap in before off-peak begins, you will be charged a peak fare.
Morning peak times apply 06:30 to 09:30, Monday to Friday.
Evening peak times apply 16:00 to 19:00, Monday to Friday, when you are travelling from or via a London station.
Journeys will be added up at the end of the day and you will receive one charge.
Any pay as you go with contactless journeys made between 16:00 and 19:00 will still count towards an off-peak cap.
Weekends and bank holidays are off-peak all day. All journeys are totalled at the end of the day and charged as a single amount.
Do I have to get off the train to split fares?
Yes. You would need to alight, tap out, and tap in again or buy paper/barcode tickets in advance.
Is there any advantage to split ticketing with contactless?
No. Split ticketing works best with paper or eTickets.
What should I do if my journey includes a rail replacement bus during engineering works?
When rail replacement buses are operating due to engineering works, you must buy a ticket before you travel, either online, from a station ticket office, or from a ticket machine.
Customer Support
Who do I contact if I have a problem?
If the problem is related to payments, unexpected charges, or refunds, please contact Transport for London (TfL) who process all pay as you go with contactless payments:
TfL Oyster & Contactless Helpline: 0343 222 1234
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